Bank Rakyat Personal Loan

Bank Rakyat Personal Financing-i 1ASLAH


  • Low monthly instalment
  • Fast Approval
  • No guarantor and collateral
  • Profit rate as low as 3.25%


  • Malaysian citizens between the ages of 18 and 55 years (58 years old – government employees only)
  • Government employees with a minimum income of RM700.00
  • Private sector employees with an income of RM3000.00
  • Employees in service for not less thanĀ 3 years
  • Financing of up to RM200,000.00* or monthly deductions not exceeding 60% of gross monthly income
  • Repayment Tenure: Maximum of 20 years
  • Repayment Method
    • Biro Perkhidmatan Angkasa (BPA)
    • Employee Salary Deduction
    • Savings Account Deduction


Financing Tenure (Year) Member Non-Member
1-3 3.25% 3.30%
4 – 5 4.25% 4.30%
6 – 7 4.75% 4.80%
8 – 15 4.85% 4.90%
16 – 20 5.20% 5.25%

For more information, please visit here.

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