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By Datoloan, on July 21st, 2010%
Maybank Personal Loan
Live a Brighter Life with Maybank Personal Loan. A Personal Loan that earns you TreatsPoints with every Ringgit approved!
• Hassle Free
• No Guarantor or Collaterals required
Features
- Fixed monthly instalment
- Loan Amount:
• Minimum loan amount RM5,000
• Maximum loan amount RM100,000
- Tenure:
• Minimum tenure 1 year
• Maximum tenure 6 years
- Interest Rates:
• Loan amount RM5,000 to RM20,000 (11% per annum fixed rate)
• Loan amount RM20,001 to RM50,000 (10% per annum fixed rate)
• Loan amount RM 50,001 to RM100,000 (9% per annum fixed rate)
Benefits
- Monthly repayment as low as RM115.28* per month
- Earn TreatsPoints for every Ringgit Approved
- No documents stamping
- No processing fee
- Fast Approval
Who can apply?
Documents Required
- Application form together with:
Copy of NRIC (both sides)
Latest BE form with official tax receipt
Latest 2 months’ salary slips
Latest 3 months’ savings account activity/current account statements
- If you are self-employed:
Copies of Business Registration
Latest 3 months’ Bank Statements
Fees & Charges
- No processing Fees or stamping fees
- Late payment Charges:- 1%p.a on the amount in arrears, calculated from overdue date till date of full monthly payment
- Early settlement fees:- RM200 or a sum equivalent to 3% of the outstanding balance of the loan whichever is higher, only is settled within first half of the tenure
For more information, please visit here.
By Datoloan, on July 20th, 2010%
Hong Leong Personal Loan
With Hong Leong Personal Loan you can, because the monthly installment on our loan starts from as low as RM133.33 a month. What’s more, it’s really easy to apply and takes only 48 hours to approve.
Benefit from Hong Leong Personal Loan
- Interest Rate is flat at 12% p.a
- Monthly installments as low as RM133.33*
- Fast approval within 48 hours**
- Flexible repayment tenure of up to 5 years
- Minimum income eligibility of only RM24,000 per annum
- No guarantor and no collateral
Eligibility:
- Malaysian citizen only
- Age between 21 to 60 years old
- Earn a minimal annual income of RM24,000 per annum
For more information, please visit here.
By Datoloan, on July 20th, 2010%
MBSB Personal Financing-i
Product Features
- Financing Amount – High financing amount. Up to 15 times monthly salary. Subject to a minimum of RM3,000 and up to a maximum of RM75,000.
- Flexible Repayment Period – at a minimum tenure of 2 years and up to 7 years
- Hassle Free Application – Application at 33 MBSB’s branches nationwide and fast approval (a*)
- Fast approval.
- Obtain cash, fast and easy.
- Low monthly repayments.
- Profit Rate – Attractive fixed rate.
- Security Deposit – Equivalent to 3 months installment amount ( to be included in the financing amount)
- Processing Fee
- Up to RM10,000 – RM100
- RM10,001 – RM75,000 – RM200
- Other Requirements
- Supporting documents for Applicant(s) & Guarantor(s)
- Original IC (photocopy)
- Latest 3 months salary slip (original and photocopy)
- Employer’s confirmation letter
- Latest 2 years Income Tax Form J
Notes:
a* To qualified applicant and subject to completion of documents
b* For government staff who opt to extend their retirement age to 56
c* Subject to Terms & Conditions
d* Applicant must be a confirmed staff of MBSB’s approved corporate client.
Eligibility For Personal Financing
- Applicant must be at least 21 years old and not exceeding 55/56 (b*) years old upon expiry of the facility
- Malaysian permanent resident
- Minimum income of RM1,000 (c*) ONLY (Joint income is applicable to husband and wife ONLY)
- Minimum gross monthly income of RM 1,000 (Joint income is applicable to husband and wife ONLY)
- Confirmed employee of MBSB’s approved Corporate client
- Maximum financing up to 15 times monthly salary or maximum of RM75,000 whichever is lower
- Applicant must be a confirmed employee in any of the following:
- Government Sector
- MBSB’s approved Corporate Client (d*)
Notes:
a* To qualified applicant and subject to completion of documents
b* For government staff who opt to extend their retirement age to 56
c* Subject to Terms & Conditions
d* Applicant must be a comfirmed staff of MBSB’s approved corporate client. Application can be made directly at any of MBSB’s branches or through the employer’s Human Resources Department.
Profit Rates:
| Repayment Periods |
Private Sector Rates |
Government Rates |
| 2 – 3 years |
6.35% |
5.60% |
| 4 – 5 years |
6.75% |
6.00% |
| 6 – 7 years |
7.00% |
6.25% |
For more information, please visit here.
By Datoloan, on July 19th, 2010%
Bank Rakyat Personal Financing-i 1ASLAH
Benefit
- Low monthly instalment
- Fast Approval
- No guarantor and collateral
- Profit rate as low as 3.25%
Eligibility
- Malaysian citizens between the ages of 18 and 55 years (58 years old – government employees only)
- Government employees with a minimum income of RM700.00
- Private sector employees with an income of RM3000.00
- Employees in service for not less than 3 years
- Financing of up to RM200,000.00* or monthly deductions not exceeding 60% of gross monthly income
- Repayment Tenure: Maximum of 20 years
- Repayment Method
- Biro Perkhidmatan Angkasa (BPA)
- Employee Salary Deduction
- Savings Account Deduction
Rate:
| Financing Tenure (Year) |
Member |
Non-Member |
| 1-3 |
3.25% |
3.30% |
| 4 – 5 |
4.25% |
4.30% |
| 6 – 7 |
4.75% |
4.80% |
| 8 – 15 |
4.85% |
4.90% |
| 16 – 20 |
5.20% |
5.25% |
For more information, please visit here.
By Datoloan, on July 19th, 2010%
Bank Islam Personal Financing Non Package
Benefits
- Competitive rate
- No hidden charges
- No guarantor is required
- No deposit
- No processing fee
- Flexible financing tenure
- Selling price – fixed and known
- Fast approval
- Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000
- Financing RM30,000 and below – without guarantor
- Financing more than RM30,000 – one guarantor
Payment Period
- Maximum 120 months (10 years) or up to the retirement age, whichever is earlier
Profit margin
- 1 – 3 years : 6.0% p.a. (Flat)
- 4 – 8 years : 6.8% p.a (Flat)
- 9 – 10 years : 7.0% p.a. (Flat)
Advance Payment
- Equivalent to 2 months installment (if applicable)
Eligibility
- Applicant must be 18 years and not exceeding the retirement age at the end of payment period
- Malaysian citizen
- Earning a minimum fixed income of RM3,000.00 per month
- Applicant and/or guarantor must be a continued employee in any of the following:
- Government Sector
- Public Listed Companies
- Subsidiaries of Government or Public Listed Company
- Total deduction must not exceed 40% from the gross salary or if inclusive of house deduction, it must not exceed 65% of deduction
Payment method
- Salary Deduction
- Salary Transfer to Bank Islam with Auto-debit Instruction
- Standing Instruction from other Banks (from salary credited account)
Benefits
- No hidden charges
- Selling price – fixed and known
- Fast approval
- Competitive rate
Bank Islam Personal Financing Package
- Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM150,000
Payment Period
- Maximum of 15 years or up to the retirement age, whichever is earlier
Financing Rate Offer
- 1-3 years : 3.25% p.a
- 4-10 years : 4.99% p.a
- 11-15 years : 5.50% p.a
Advance Payment
- Equivalent to 2 months of monthly payment (if applicable)
Eligibility
- Applicant must be 18 years and not exceeding the retirement age at the end of payment period
- Malaysian citizen
- Earning a minimum fixed income of RM1,200.00 per month.
- Applicant must be a continued employee in any of the following:
- Government Sector
- Selected Public Listed Companies
- Subsidiaries of Government or Selected Public Listed Company
- Other Prominent Private Limited Companies as categorized under package companies listed by Bank Islam
- Maximum total salary deduction of 75%
Wakalah Fee
- RM50.00 – For being the customer’s agent to sell commodity to the Broker
Payment Method
- Salary Deduction
- Salary Transfer to Bank Islam with Auto-debit Instruction
For more information, please visit here.
By Datoloan, on July 18th, 2010%
Al Rajhi Bank Personal Financing-i
Red Hot Raya Promotion
- Promotional period is from 15 July 2010 to 14 October 2010.
- Minimum disbursement size entitle for 1% cash is RM20,000.00.
- 1% cash is formulated based on the disbursed financing amount
- Cash amount of RM1,500.00 is derived from 1% of RM150,000.00 disbursed financing amount
- A fee of RM2 will be deducted from the 1% cash amount being the payment processing fee
Details
- Maximum financing amount is RM150,000.00 or 5 times monthly gross salary whichever is lower.
- LONGER repayment period of up to 7 years
- INTEREST fixed at 8.5% p.a., 7.5% p.a. (Bank Panel Corporate Rate).
- MINIMAL documentation.
- NO guarantor.
- NO penalties for early settlement
- In Compliance with Al Rajhi Bank (Malaysia) Shariah Standard
- Processing Fee Required
By Datoloan, on July 18th, 2010%
RHB Personal Financing
This is a reducing balance personal loan plan which high in interest as compared to reducing plan offered by others bank
Details
- Reducing Interest rate from 12% to 24% p.a
- Financing from RM 2,000 to RM 150,000
- No guarantor
- No collateral
- Flexible payment tenure from 12 to 60 months
- Processing fee – Stamp duty (0.5% from total loan amount)
| Minimum |
Maximum |
Reducing Balance Interest Rate p.a |
Flat Interest Rate p.a (based on months) |
| 12M |
18M |
24M |
36M |
48M |
60M |
| RM2,000 |
RM10,000 |
24% |
13.47% |
13.38% |
13.58% |
13.93% |
14.32% |
14.52% |
| RM11,000 |
RM50,000 |
21% |
11.74% |
11.63% |
11.66% |
11.88% |
12.16% |
12.46% |
| RM51,000 |
RM99,000 |
18% |
10.02% |
9.90% |
9.91% |
10.05% |
10.25% |
10.47% |
| RM100,00 |
RM150,000 |
12% |
6.62% |
6.51% |
6.49% |
6.52% |
6.60% |
6.69% |
For more information, please visit here.
By Datoloan, on July 18th, 2010%
Experience one of the lowest interest rates in town when you sign up for the EON Bank Personal Loan.
Enjoy 1% Cash Back with the EON Bank Personal Loan when you make prompt monthly repayments for every 12 consecutive months. No questions asked!
Details
- Flat interest rate at 8.50% p.a
- Financing up to RM 250,000
- No guarantor
- No collateral
- Fast Approval within 48 hours
- Flexible payment tenure from 24 to 72 months
- Processing fee – Stamp duty (0.5% from total loan amount)
- Rebate – 1% of the total loan amount every year if prompt repayments for every 12 consecutive months
- Additional 0.5% rebate if you are eon bank account holder (saving/current). *No worry if you dont have an account yet, you can open account together with your application and you will still get your rebate.
For more information, please visit here.
By Datoloan, on July 18th, 2010%
Alliance Bank CashVantage Personal Financing-i
Alliance Personal Loan can fulfill whenever you need a quick cash to consolidate your debt as well as credit card outstanding…
CashVantage
- Flat interest rate at 11.99% p.a
- Financing from RM 5,000 to maximum RM 150,000
- No guarantor
- No collateral
- Approval within 5 working days
- Flexible payment tenure of 12, 24, 36, 48, 60 months
- No processing fee
- Early settlement fee – RM200 or 3% of outstanding amount, whichever is higher, if the total Financing-i amount is fully settled before maturity of the Financing-i tenure
- Compensation charges on late payment – 1% p.a. on amount instalment overdue, accruing from the due date up to the date of settlement
For more information, please visit here.
By Datoloan, on July 18th, 2010%
Enjoy Financial Freedom With UOB Easi-Cash
No matter what’s the reason, UOB Easi-Cash lets you have the extra money and freedom to do more.
UOB Easi-Cash
- Financing from RM 5,000 to maximum RM 50,000 or 4 times your monthly income, whichever is lower
- Flat interest rate at 10.75% p.a
- Payment period from two to five years
- No guarantor
- No collateral
- Fast approval
- Free UOB Credit Card
For more information, please visit here.
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