BSN Balance Transfer

BSN Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 0.00% p.a.

Features

  • Interest rate from 0.00% p.a
  • Up to 24 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

BSN Balance Transfer Table (*Rebate RM50 For Approved Balance Transfer Application)

Plan Term Interest Charge per month Minimum Transfer Amount
A 3 0% 500
B 6 0% 1,000
C 9 0.30% per month with first 6 months 0% 2,000
D 12 0.30% per month with first 6 months 0% 3,000
E 18 0.375% per month with first 8 months 0% 5,000
F 24 0.375% per month with first 12 months 0% 6,000

Bank Islam Balance Transfer

Bank Islam Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card at 6.00% p.a.

Features

  • Interest rate at 6.00% p.a
  • 12 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

UOB Balance Transfer

UOB Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 6.00% p.a.

Features

  • Interest rate from 6.00% p.a
  • 0.499% per month for 6 months
  • 0.750% per month for 12 months
  • 1.000% per month for 18 months
  • Up to 18 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

HSBC Balance Transfer

HSBC Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card at 5.99% p.a

Features

  • Interest rate at 5.99% p.a (12 months)
  • 12 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

Standard Chartered Balance Transfer

Standard Chartered Bank Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 4.99% p.a.

Features

  • Interest rate from 4.99% p.a
  • Up to 18 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee
Transfer
Amount (RM)
9 months at 4.99%* p.a. 12 months at 7.99%* p.a. 18 months at 7.99%* p.a.
1,000 81 67 94
2,000 161 134 188
3,000 242 201 281
5,000 403 336 487
10,000 805 671 938

Citibank Balance Transfer

Citibank Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 11.99% p.a.

Features

  • Interest rate at 11.99% p.a
  • Up to 12 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

Alliance Bank Balance Transfer

Alliance Bank Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 6.00% p.a.

Features

  • Interest rate from 6.00% p.a
  • Up to 36 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

Balance Transfer Flexi 6-Month Plan

Enjoy 72% savings on internet charges for 6 months with this Balance Transfer Plan! With interest of only 0.42% a month, you will enjoy savings and flexibility immediately.
Balance Transfer Interest Rate @
17.5% p.a*
Special Finance
Charge**
Interest Saved
RM3,000 RM239.89 RM67.50 RM172.39
RM5,000 RM399.82 RM112.40 RM287.42
RM10,000 RM799.64 RM224.90 RM574.74

Balance Transfer Fixed Instalment Plans

Select the 12-month Plan to clear off your all your repayments in the shortest period of time or stretch your repayments with the 18-Month or 24-Month Plan for greater flexibility, and enjoy a flat interest rate of 6% p.a. for any plan you choose.
Balance Transfer Fixed 12-Month Instalment Plan
Balance Transfer Interest Rate @
17.5% p.a*
Special Finance
Charge**
Interest Saved
RM3,000 RM432.24 RM180.00 RM252.24
RM5,000 RM720.40 RM300.00 RM420.40
RM10,000 RM1,440.79 RM600.00 RM840.79
Balance Transfer Fixed 18-Month Instalment Plan
Balance Transfer Interest Rate @
17.5% p.a*
Special Finance
Charge**
Interest Saved
RM3,000 RM586.46 RM270.00 RM316.46
RM5,000 RM977.44 RM450.00 RM527.44
RM10,000 RM1,954.87 RM900.00 RM1,054.87
Balance Transfer Fixed 24-Month Instalment Plan
Balance Transfer Interest Rate @
17.5% p.a*
Special Finance
Charge**
Interest Saved
RM3,000 RM710.12 RM270.00 RM440.12
RM5,000 RM1,183.53 RM450.00 RM733.53
RM10,000 RM2,367.06 RM900.00 RM1,467.06

Hong Leong Bank Balance Transfer

Hong Leong Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 6.00% p.a.

Features

  • Interest rate from 6.00% p.a
  • Up to 12 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee
Choice
Plan A Plan B Plan C
Low Interest Rate 0.50% per mth for 6 mths 0.75% per mth for 9 mths 1.00% per mth for 12 mths
Normal Finance Charges (1.50% per mth) RM761 RM1,118 RM1,438
With HLBB Balance Transfer Program, you pay* RM248 RM544 RM935
Total Savings RM513 RM574 RM503

Eon Bank Balance Transfer

EON Bank Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 2.99% one time upfront charges

Features

  • Interest rate one time upfrnt charge from 2.99% (6 months), 4.99% (12 months), 10.99% (24 months), 14.99% (36 months), 18.99% (48 months)
  • Up to 48 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee
Option
(Plan)
Tenure
(Month)
One-time
Interest Charge
Assumed Balance
Transfer Amount
One-time
Interest Charge
Finance
Charges*
SAVINGS
A 6 2.99% RM3,600 RM108 RM297 RM189
B 12 4.99% RM3,600 RM180 RM538 RM358
C 24 10.99% RM3,600 RM396 RM887 RM491
D 36 14.99% RM3,600 RM540 RM1,145 RM605
E 48 18.99% RM3,600 RM684 RM1,264 RM580

Public Bank Balance Transfer

Public Bank Balance Transfer XII

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card at 0% p.a.

Features

  • One time interest charge at 0% (6 months), 1.50% upfront (12 months) and 5.00% upfront (24 months)
  • Up to 24 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

PB Balance Transfer XII Table

Option (Plan) A B C
Tenure (Month) 6 12 24
One Time Interest Charge Upfront(%) 0.00 1.50 5.00
Assumed Balance Transfer Amount (RM) 3,000 3,000 3,000
One Time Interest
Charge (RM – based on cash advance rate)
0 45 150