Alliance Bank Fast Cash

Alliance Bank Fast Cash

Withdraw cash from your Alliance credit card available limit from 6.00% per annum

Alliance Bank Fast Cash facility allows you to access cash from your credit card limit. A convenient option that provides you better control over your finances.

Features

  • Flat interest rate from 6.00% p.a.
  • Flexible cash repayment tenures of 6, 12, 18 months
  • No documents or application form required, just one phone call
  • Extra cash for your other needs
  • Consolidate your other credit card accounts into one statement
  • Up to 100% of available credit limit

Fast Cash 6-Month Plan

Settle your loan in 6 easy instalments and pay only 5% interest.

Fast Cash Amount Fash Cash Interest Charged Monthly Repayment
RM3,000 RM150.00 RM525.00
RM5,000 RM250.00 RM875.00
RM10,000 RM500.00 RM1,750.00
*   The Fast Cash monthly instalment is the Total Approved Fast Cash Amount with up-front interest charges divided by 6 months.
**   Minimum transfer amount is RM1,000 for Fast Cash 6-Month Plan.
***   Other Terms & Conditions apply.

Fast Cash 12-Month Plan

Repay the outstanding amount in 12 instalments with an interest of just 6% p.a.

Fast Cash Amount Fash Cash Interest Charged Monthly Repayment
RM3,000 RM180.00 RM265.00
RM5,000 RM300.00 RM441.67
RM10,000 RM600.00 RM883.33
*   The Fast Cash monthly instalment is the Total Approved Fast Cash Amount with up-front interest charges divided by 12 months.
**   Minimum transfer amount is RM3,000 for Fast Cash 12-Month Plan.
***   Other Terms & Conditions apply.

Fast Cash 18-Month Plan

Stretch your loan repayment to 18 months with an interest rate of 8% p.a.

Fast Cash Amount Fash Cash Interest Charged Monthly Repayment
RM3,000 RM360.00 RM186.67
RM5,000 RM600.00 RM311.11
RM10,000 RM1,200.00 RM622.22
*   The Fast Cash monthly instalment is the Total Approved Fast Cash Amount with up-front interest charges divided by 18 months.
**   Minimum transfer amount is RM3,000 for Fast Cash 18-Month Plan.
***   Early Exit Fee is not applicable for this
plan.
****   Other Terms & Conditions apply.

BSN Balance Transfer

BSN Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 0.00% p.a.

Features

  • Interest rate from 0.00% p.a
  • Up to 24 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

BSN Balance Transfer Table (*Rebate RM50 For Approved Balance Transfer Application)

Plan Term Interest Charge per month Minimum Transfer Amount
A 3 0% 500
B 6 0% 1,000
C 9 0.30% per month with first 6 months 0% 2,000
D 12 0.30% per month with first 6 months 0% 3,000
E 18 0.375% per month with first 8 months 0% 5,000
F 24 0.375% per month with first 12 months 0% 6,000

Bank Islam Balance Transfer

Bank Islam Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card at 6.00% p.a.

Features

  • Interest rate at 6.00% p.a
  • 12 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

UOB Balance Transfer

UOB Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 6.00% p.a.

Features

  • Interest rate from 6.00% p.a
  • 0.499% per month for 6 months
  • 0.750% per month for 12 months
  • 1.000% per month for 18 months
  • Up to 18 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

HSBC Balance Transfer

HSBC Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card at 5.99% p.a

Features

  • Interest rate at 5.99% p.a (12 months)
  • 12 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

Standard Chartered Cheque On Call

Standard Chartered Cheque On Call (COC)

Withdraw cash from your standard chartered credit card available limit at 8.99% per annum

Features

  • Flat interest rate at 8.99% p.a.
  • Flexible cash repayment tenures of 6, 12, 18 months
  • Hassle free in just one call
  • No documents or application form required, just one phone call
  • Extra cash for your other needs
  • Consolidate your other credit card accounts into one statement
  • Up to 100% of available credit limit
  • A non refundable cash advance fee of up to 1% will be charged depending on the amount taken.

You may negotiate with the Customer Service Officer to get a better interest rate (e.g. someone got 2.99% before)

Standard Chartered Balance Transfer

Standard Chartered Bank Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 4.99% p.a.

Features

  • Interest rate from 4.99% p.a
  • Up to 18 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee
Transfer
Amount (RM)
9 months at 4.99%* p.a. 12 months at 7.99%* p.a. 18 months at 7.99%* p.a.
1,000 81 67 94
2,000 161 134 188
3,000 242 201 281
5,000 403 336 487
10,000 805 671 938

Citibank Dial For Cash

Citibank Dial-For-Cash (DFC)

Withdraw cash from your Citibank credit card available limit from 9.88% per annum

The Cash bundled with Flexi Payment Plan (FPP) options that lets you control your finances better, available only on your Citibank credit card.

Features

  • Flat interest rate at 9.88% p.a.
  • Flexible cash repayment tenures of 6, 12, 18, 24, 30 and 36 months
  • Hassle free in just one call
  • No documents or application form required, just one phone call
  • Extra cash for your other needs
  • Consolidate your other credit card accounts into one statement
  • Up to 100% of available credit limit
  • A non refundable cash advance fee of up to 1% will be charged depending on the Dial-For-Cash amount taken.

You may negotiate with the citiphone officer to get a better interest rate (e.g. someone got 5.88% before)

Citibank Balance Transfer

Citibank Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 11.99% p.a.

Features

  • Interest rate at 11.99% p.a
  • Up to 12 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

Alliance Bank Balance Transfer

Alliance Bank Balance Transfer

Balance transfer that allows you to transfer your outstanding balances from other credit card/charge card from 6.00% p.a.

Features

  • Interest rate from 6.00% p.a
  • Up to 36 months repayment period
  • Consolidate your other credit card accounts into one statement
  • No processing fee

Balance Transfer Flexi 6-Month Plan

Enjoy 72% savings on internet charges for 6 months with this Balance Transfer Plan! With interest of only 0.42% a month, you will enjoy savings and flexibility immediately.
Balance Transfer Interest Rate @
17.5% p.a*
Special Finance
Charge**
Interest Saved
RM3,000 RM239.89 RM67.50 RM172.39
RM5,000 RM399.82 RM112.40 RM287.42
RM10,000 RM799.64 RM224.90 RM574.74

Balance Transfer Fixed Instalment Plans

Select the 12-month Plan to clear off your all your repayments in the shortest period of time or stretch your repayments with the 18-Month or 24-Month Plan for greater flexibility, and enjoy a flat interest rate of 6% p.a. for any plan you choose.
Balance Transfer Fixed 12-Month Instalment Plan
Balance Transfer Interest Rate @
17.5% p.a*
Special Finance
Charge**
Interest Saved
RM3,000 RM432.24 RM180.00 RM252.24
RM5,000 RM720.40 RM300.00 RM420.40
RM10,000 RM1,440.79 RM600.00 RM840.79
Balance Transfer Fixed 18-Month Instalment Plan
Balance Transfer Interest Rate @
17.5% p.a*
Special Finance
Charge**
Interest Saved
RM3,000 RM586.46 RM270.00 RM316.46
RM5,000 RM977.44 RM450.00 RM527.44
RM10,000 RM1,954.87 RM900.00 RM1,054.87
Balance Transfer Fixed 24-Month Instalment Plan
Balance Transfer Interest Rate @
17.5% p.a*
Special Finance
Charge**
Interest Saved
RM3,000 RM710.12 RM270.00 RM440.12
RM5,000 RM1,183.53 RM450.00 RM733.53
RM10,000 RM2,367.06 RM900.00 RM1,467.06